*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:#19283c;background:#f7f9fc;font:17px/1.7 system-ui,-apple-system,Segoe UI,sans-serif}a{color:#185b9d;text-underline-offset:4px}header{background:white;border-bottom:1px solid #dde5ee}.nav{max-width:1100px;margin:auto;padding:20px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}.brand{text-decoration:none;color:#173c65;font-size:24px;font-weight:800;letter-spacing:-1px}.brand span{color:#3178b7}nav{display:flex;gap:22px;flex-wrap:wrap}nav a{font-size:14px;text-decoration:none;font-weight:600}main{max-width:1100px;margin:auto;padding:64px 24px 72px}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:center}.kicker{color:#3178b7;font-weight:750;text-transform:uppercase;letter-spacing:2px;font-size:13px}h1{font-size:clamp(36px,5vw,60px);line-height:1.1;letter-spacing:-2px;margin:16px 0 24px}h2{line-height:1.3;font-size:27px;margin-top:38px}h3{line-height:1.35;font-size:21px}.lead{font-size:20px;color:#56667b}.button{display:inline-block;background:#173c65;color:white;padding:12px 22px;border-radius:12px;text-decoration:none;font-weight:650;margin-top:12px}.preview{background:linear-gradient(135deg,#16395f,#265b8b);color:white;padding:30px;border-radius:28px;box-shadow:0 20px 50px #193c6618}.preview h2{margin:8px 0 24px}.shift{background:white;color:#19283c;padding:22px;border-radius:18px;margin:16px 0}.shift small{font-size:12px;letter-spacing:2px;color:#3375ad}.shift strong{display:block;font-size:30px;line-height:1.4}.preview .caption{font-size:13px;color:#d6e5f3}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}.card{background:white;border:1px solid #dce5ef;border-radius:20px;padding:26px}.card h3{margin:0 0 12px}.band{background:#eaf2fb;border-radius:22px;padding:30px;margin-top:40px}.legal{max-width:850px}.legal h1{font-size:44px}.legal p,.legal li{color:#3a4d64}.legal strong{color:#19283c}.meta{font-size:14px;color:#66778b}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;vertical-align:top;border-bottom:1px solid #dbe3ee;padding:14px 10px}th{color:#173c65}footer{border-top:1px solid #dce5ef;max-width:1100px;margin:auto;padding:30px 24px 40px;color:#63748a;font-size:14px}.footer-links{display:flex;gap:20px;flex-wrap:wrap}.table-wrap{overflow-x:auto}@media(max-width:760px){main{padding-top:38px}.hero,.grid{grid-template-columns:1fr}.hero{gap:28px}h1{letter-spacing:-1px}.nav{padding:16px 20px}nav{gap:16px}.legal h1{font-size:36px}.preview{padding:22px}}